Is the Health Insurance Industry serious about reform?

By Michael Hiltzik, Los Angeles Times

In December, the health insurance industry's trade group, AHIP (for America's Health Insurance Plans), said it had decided for the first time to support the principle of universal healthcare -- insuring everyone in America, regardless of health condition.

I was skeptical. And what I found by reading AHIP's 16-page policy brochure was that its position hadn't changed at all. Its version of "reform" comprises the same wish list that the industry has been pushing for decades.

Briefly, the industry wants the government to assume the cost of treating the sickest, and therefore most expensive, Americans. It wants the government to clamp down hard on doctors' and hospitals' fees. And it wants permission to offer stripped-down, low-benefit policies freed from pesky state regulations limiting their premiums.

Figuring out the industry's stance on healthcare reform is of paramount importance this year. President Obama's healthcare forum last Thursday demonstrated that the administration and Congress are girding for a big push to remake a tattered employer-based system that has left more than 45 million people without coverage.

But what role will private insurers play? What role do you think they should play?

Read the full column: Insurers' commitment to healthcare reform is only skin-deep

Michael Hiltzik's column appears Mondays and Thursdays in Los Angeles Times. Reach him at michael.hiltzik@latimes.com